Whether you have to save up for an upcoming expense, need more spending money or want cash to pay off credit card debt, knowing how to earn extra money is important. Your paycheck or regular income only goes so far, and sometimes a little extra money is needed to make up for a shortfall. Luckily, the options are plentiful, and with motivation and a good plan of action, you can succeed. Start here ... and learn how to earn extra money:

Find out if your company has overtime or extra part-time positions within the company that you can pick up after hours or work you can do from home to earn extra income. if you work shifts, as a nurse, waiter or other profession, let your coworkers know you're interested in picking up extra shifts.

Evaluate your skills and interests to find a niche for a small part-time business or job you would enjoy doing. Write down a list of all the jobs you've held or applied for and see if that generates any ideas. Have you worked as an educator? Consider tutoring students, either through a tutoring center or individually.

Approach local businesses for a potential match. For example, if you enjoy sewing and quilting, call the local fabric, craft and quilt stores to see if there is a need for a quilter to do work from home or on the premises.

Mass produce (or add additional quantities) of something you already do, and sell the extras. For example, if you make homemade bread for your family, make double batches and sell the extra loaves.

Convert your hobby into a source of extra income. Many scrap-bookers and greeting card makers sell their creations or services to pay for their hobby or as a way to make extra money. Are you an artist? Make some extra money by selling reproductions -- or originals -- of your work. Try local art shows, CraigsList, Etsy and eBay as a start.

Plant seeds in the winter and transplant the seedlings into individual peat pots when they are several inches tall. Sell these at your local farmer's market or flea market in the spring. This is a simple way to make extra money.

Gather up the belongings you no longer need or use and sell them at a flea market or community yard sale where there is tons of foot traffic.

Consider adding childcare to your list of expertise. Options include home daycare, babysitting services and special events childcare services. If you know someone who is a wedding or special events coordinator, this contact will be invaluable for offering child care at special events, which can be lucrative.

Keep track of your earnings and how much extra money you need to make each month. Expand what you're doing if it's successful, or look for more ways to earn extra cash if it doesn't bring in the amount you need.

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